Expert loan solutions tailored for individuals and businesses across Malaysia. Fast approval, competitive rates, and dedicated support.
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Who We Are
iCredit2U is a licensed financial institution committed to empowering Malaysians through accessible, transparent, and responsible lending. We believe everyone deserves a fair chance at financial growth.
Our experienced team works closely with each client to find the most suitable loan structure — whether you’re funding personal goals, expanding a business, or investing in property.
how it works
Fill in our simple online form or visit our office. Provide basic personal and financial details.
Upload or submit the required documents. Our team will guide you through every step of the process.
Our credit team reviews your application swiftly. Receive your approval decision within 24 hours.
Upon signing, funds are disbursed directly to your account. Start achieving your goals immediately.
Our products
Fast approval and low interest scheme for Home Renovation, Education, CC Repayment and more.
Support your business with reasonable instalment scheme and flexible repayment terms.
Fulfill your property dreams with simple application and low interest rates.
monthly estimates
Estimated monthly repayments based on 1.5% monthly interest rate.
| Loan Amount | 12 Months | 24 Months | 36 Months | 48 Months | 60 Months |
|---|---|---|---|---|---|
| RM 5,000 | RM 492 | RM 283 | RM 214 | RM 179 | RM 158 |
| RM 10,000 | RM 983 | RM 567 | RM 428 | RM 358 | RM 317 |
| RM 20,000 | RM 1,967 | RM 1,133 | RM 856 | RM 717 | RM 633 |
| RM 30,000 | RM 2,950 | RM 1,700 | RM 1,283 | RM 1,075 | RM 950 |
| RM 50,000 | RM 4,917 | RM 2,833 | RM 2,139 | RM 1,792 | RM 1,583 |
| RM 80,000 | RM 7,867 | RM 4,533 | RM 3,422 | RM 2,867 | RM 2,533 |
| RM 100,000 | RM 9,833 | RM 5,667 | RM 4,278 | RM 3,583 | RM 3,167 |
| RM 150,000 | RM 14,750 | RM 8,500 | RM 6,417 | RM 5,375 | RM 4,750 |
| RM 200,000 | RM 19,667 | RM 11,333 | RM 8,556 | RM 7,167 | RM 6,333 |
* Estimates only. Contact us for a personalised repayment schedule.
monthly estimates
Our consultants are ready to assist you. Get in touch today and let us craft the perfect financial solution for your needs.
Client Stories
“The process was incredibly smooth. I got my personal loan approved within a day and the team was very professional and helpful throughout.”
Personal Loan Client
“iCredit2U helped expand my business when I needed it most. Their business loan terms are transparent and the repayment is very manageable.”
Business Loan CLient
Bought my first home with iCredit2U’s mortgage loan. The advisor was patient, knowledgeable, and made the whole experience stress-free.”
Mortgage Loan CLient
get in touch
Reach out through any channel. Available Monday to Saturday, 9am – 6pm.
icredit.cs8@gmail.com / admin@icredit2u.com
011-25707280
011-25707280
iCREDIT 2U is operated by EXPRESS CAPITAL SDN. BHD., a licensed moneylender registered with the Ministry of Housing and Local Government Malaysia (KPKT). We provide personal loan services under EXPRESS CAPITAL SDN. BHD. with clear information, eligibility checking, and WhatsApp support.
Company Name: EXPRESS CAPITAL SDN. BHD.
Company Registration No: 201901043099 (1352429-W)
License Validity: 12/06/2024 – 11/06/2026
KPKT License No: WL7483/10/01-3/110626
Registered Address：
20-M，LORONG GOPENG, 41400 KLANG, SELANGOR
Business Address：
NO 1-1 JALAN KLANG SENTRAL 10/KU5 KLANG SENTRAL, 41050 KLANG, SELANGOR